The High Cost of Colon Cancer Treatment
How do you pay for colon cancer treatment in 2025? Whether you’re considering traditional therapies, cutting-edge immunotherapy, or holistic treatments, understanding your options can ease the burden. This guide explores real, actionable ways to fund your treatment and ensure you can access the care you need.
What Are Out-of-Pocket Cancer Costs?
Even with insurance, many cancer patients face significant financial challenges due to:
- High deductibles and copayments – Many health insurance plans have annual deductibles that must be met before coverage kicks in.
- Uncovered treatments – Many holistic, integrative, and experimental treatments are not covered by standard insurance.
- Prescription medication costs – Targeted therapies, immunotherapy, and supportive medications can be expensive.
- Loss of income – Many cancer patients are unable to work full-time, further straining finances.
- Travel and lodging expenses – Accessing specialized cancer centers often requires long-distance travel.
Without proper financial planning, these expenses can quickly become overwhelming.
How Much Does Colon Cancer Treatment Cost in 2025?
The cost of treating advanced-stage colon cancer varies depending on treatment plans and insurance coverage. However, here’s a general breakdown:
- Surgery: $30,000 – $50,000 (for tumor removal or bowel resection)
- Chemotherapy: $10,000 – $30,000 per month
- Targeted Therapy (e.g., Keytruda, Avastin): $50,000 – $150,000 per year
- Immunotherapy: $100,000+ annually
- Integrative or Holistic Treatments: $5,000 – $20,000 per month (often not covered by insurance)
The Cost of Integrative Colon Cancer Treatments
Many patients are turning to integrative cancer centers that offer alternative and complementary therapies alongside conventional treatments. These treatments focus on detoxification, immune support, nutritional therapy, and personalized holistic care. However, they can be expensive, and most insurance plans do not cover them.
Some well-known integrative cancer centers include:
- Envita Medical Centers – Offers advanced integrative therapies that blend conventional and natural medicine for colon cancer patients. Costs can range from $5,000 – $15,000 per week, depending on the treatment plan.
- Hope4Cancer – Specializes in non-toxic therapies, including immunotherapy, hyperthermia, and nutritional protocols. Costs vary but often exceed $50,000 for multi-week programs.
- Cancer Center for Healing – Focuses on a whole-body approach, combining conventional oncology with naturopathic treatments. Treatment plans typically cost between $10,000 and $30,000 per month.
Since many of these costs are out-of-pocket, exploring alternative financial options is crucial.
How to Sell Your Life Insurance for Colon Cancer Treatment
One of the most overlooked ways to cover the high costs of colon cancer treatment—especially for those seeking integrative or experimental care—is through a viatical settlement.
What is a Viatical Settlement?
A viatical settlement allows cancer patients to sell their life insurance policy for a lump sum cash payment. Instead of waiting for a payout after passing, you can access money now to pay for medical expenses, holistic treatments, daily living costs, or even debt relief.
Benefits of Selling Your Life Insurance
- Immediate Cash Payment – Get 50-70% of the policy’s face value upfront, which can be used for treatment and other expenses.
- No Restrictions on How You Use the Money – Unlike grants or government assistance, a viatical settlement allows you to spend the funds however you need.
- No Repayment Required – Since it’s a sale, not a loan, you don’t have to worry about repayment.
- Access Integrative and Experimental Treatments – Since insurance often does not cover holistic cancer care, this can be a crucial way to pay for centers like Envita, Hope4Cancer, or Cancer Center for Healing.
- Avoid Medical Debt – Use the money to cover hospital bills, travel expenses, or loss of income.
If you have a life insurance policy worth $100,000 or more, you may qualify for a viatical settlement. Cancer Care Financial specializes in helping cancer patients navigate selling their life insurance as a viatical settlement.
10 Smart Ways to Pay for Colon Cancer Treatment in 2025
1. Viatical Settlements: Sell Your Life Insurance Policy
Selling your life insurance policy is one of the fastest ways to access large sums of money for medical expenses. Cancer Care Financial can help you explore your options and get a free policy evaluation.
2. Financial Assistance Programs
Organizations such as The Colorectal Cancer Alliance, HealthWell Foundation, and NeedyMeds provide grants and financial support to help cover treatment costs.
3. Crowdfunding on GoFundMe
Many cancer patients raise money through GoFundMe, GiveForward, and Fundly by sharing their story and seeking community support.
4. Negotiating Medical Bills
Hospitals and treatment centers often offer discounts, financial aid, or interest-free payment plans if you ask.
5. Clinical Trials for Free Treatment
Many patients qualify for free or reduced-cost treatments through clinical trials. Check clinicaltrials.gov for ongoing studies.
6. Using Health Savings Accounts (HSAs)
If you have an HSA or FSA, these tax-advantaged accounts can help cover treatment costs.
7. Medicaid and State Assistance
Some patients qualify for Medicaid or state-based cancer assistance programs that cover partial or full treatment expenses.
8. Social Security Disability Benefits
If your colon cancer prevents you from working, Social Security Disability Insurance (SSDI) may provide financial assistance.
9. Home Equity or Reverse Mortgages
For homeowners, tapping into home equity can provide extra cash for treatment.
10. Employer Assistance and Paid Leave
Many employers offer medical leave benefits, short-term disability, or hardship funds to help employees facing serious illnesses.
Key Takeaways
- Colon cancer treatment is expensive, but there are many financial options available.
- Selling your life insurance policy can provide the immediate cash needed for care, especially for integrative treatments at centers like Envita, Hope4Cancer, and Cancer Center for Healing.
- Other funding options include medical grants, crowdfunding, disability benefits, and payment plans.
Need Help? Contact Cancer Care Financial Today
If you or a loved one is struggling to pay for colon cancer treatment, Cancer Care Financial can help you explore a viatical settlement to access cash from your life insurance policy.
Visit CancerCareFinancial.com or call 844-440-7355 to get started.
